Presumably the object of having a bank account is to save you money, or at least to help you more easily and properly manage it. But there are also several ways in which your use (or misuse, as the case may be) of your personal banking account could lose you money. Below you'll find out how to avoid the eight most common blunders when it comes to personal banking.

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Emigrant Direct is the online division for New York's Emigrant Savings Bank. Although a relative newcomer to the online banking scene, when it seems like interest rates are leaden with lead, Emigrant Direct is usually the first to raise them. At this point, brick-and-mortar banks would need to raise their rates quite a bit just to catch up with Emigrant.

Emphasize the importance of savings versus spending; by pointing out the multiple things they can do with it like, paying for expensive electronic gadgets or purchasing a car. This will help provide a sense of accomplishment once they have saved up enough to have something concrete to show for it.

In the above examples they are after information about you, be it passwords, credit cards, social security numbers, anything that can identify you - and that which they can use to profit from you.

find out more a specialist. You should start at the bank where you do your personal banking, but there's a good chance you won't get what you need there. Local banks are often unable to fund franchise projects. Your chances will be much better with independent lenders like GE Capital Franchise Finance that specialize in franchise lending.

Next, begin to combine your credit card debt into that one remaining credit card that you will pay every single month 10 days in advance of the due date. There is no reason to wait and by paying early you will begin to improve your score.

Auto draft scams are just another way for some unscrupulous banks to earn more money off of you and your account. Take action in one or more of these 3 ways in order avoid these scams.