Unclaimed money can serve as an extra source of income to many peoples' wallete. Successful money management is not achieved by a magical wand, but rather by a consistent and practical planning. One of the first steps towards this financial freedom is to learn to live within ones means. With life moving in the fast lane and where instant gratification is the norm, most of our expenses are directed towards desires rather than actual needs.



There are so many advantages to getting a personal loan for debt consolidation. You will possibly have a smaller interest rate then the rates on old loans and credit cards.

You will want to set up a P.O. Box to receive any mails that you don't want your spouse to know about. Letters from your lawyer and letters from your new personal banking and finances should go here. However, keep some correspondences going to your regular home address, because you don't want to raise any suspicion.

DON'T bank online in a public place: Forget about people looking over your shoulder for a moment. An even bigger threat in banking online at a library or a cyber-cafe or other WIFI hotspot is another computer user on the same internet connection being able to snoop on what you're doing. Wireless networks are not totally secure. People can use that opportunity to capture your personal information and sabotage whatever transaction you're making. No online banking emergency is so urgent that you need to make yourself that vulnerable.

Is it convenient? Choose a bank that is close by and that you can stop by when out running your errands or one your way home from work. If you bank is all the way across town it could become a real inconvenience to have to go there.

If you own a small business, think about what credit card processing company you are using and compare it to some others. You may just find that you can save some of your profits by using a different one. Not only that, by setting up a minimum amount for the use of credit cards, you can actually make a difference in the amount of profits you get to keep. All in all, it will make competing with the my latest blog post larger businesses much easier.