Teenagers see how you spend your money. If they see you set aside a certain amount of money for a specific household need, they will eventually do the same when they get out on their own.



India is a conservative country. Please dress accordingly. Women's dress preference is long pants, knee length trousers or a skirt. Men wear long pants. Light colors are better than dark to stay cool. Bathing suits and shorts are acceptable only at swimming pools.

One of the major pitfalls in the current age of instant gratification is the injudicious use of credit cards. Once the credit card bill piles up, then the rearguard action begins. By this time the penalty has been imposed and our credit history has gone down the drain. So, it is definitely not the best time to encash your credit card at will. Treat your credit card like a debit card . The best option is to use a debit card so that you are spending only within the limits of your existing savings.

Text book buy back sites require you to create an account before you can post your ads. The process is simple. You just need to fill up the application form and you can edit your profile. Most sites require two valid email addresses. Do not give any personal banking information. You will only give these details when making transactions with your clients. When editing your profile, make it look professional so you can attract customers. It is also advisable to put a short description and actual pictures of each book you want to sell.

Tips: Talk to your local bank branch and see if you can connect a savings account with your checking and have them automatically deduct funds out of your savings if and overdraft occurs. There may be a $5 fee every time your savings bails you out, but at least it's not a $35 fee. Also, it can be really beneficial to monitor your account online through your bank's website. This way you can see up-to-date available funds. Most online banking services offer a bill pay feature where you can pay all your bills electronically. They also provide a bill payment pending area, where you can quickly click cancel payment if you find you are short on funds. This can be a preventive measure in avoiding over drafting.

A team of financial experts will study your case in depth and suggest a suitable plan for you. You can easily get a free debt consolidation advice by looking for it online. You need not pay any fees for this. It helps you seek instant solution for all your debt problems. The financial experts have helped scores of borrowers get over the debt problems in the past. They can help you out too.

As for my personal experience with the car, I drove a 2000 R34. It's a fast car and a smart car. Sometimes it seems there's not much to do but steer. Over the course of six months it averaged approximately 17 - 18 mpg. It was an enjoyable car to drive. One caveat, check the insurance rates before you purchase. You could be in for some sticker shock there.