Pet Stuff Resale is a unique Houston company that buys, sells, and even rents pet supplies. So if your puppy has outgrown his crate, you can sell it to Pet Stuff Resale (PSR). It's also a great way to obtain dog supplies if you're going to foster a dog because when you're done, you can turn around and sell it back to Pet Stuff Resale. The best part is that you don't have to worry about cleaning the pet products; *Pet Stuff Resale disinfects all products prior to being sold. (*PSR will either hold or suggest that the customer hold all carpeted cat items in isolation for 90 days as it cannot be totally disinfected).

Buying a second-hand car instead of a shiny new one will save thousands of dollars that you can set aside for college. Stop maxing out your credit cards for the interest rate will be horrendous. In fact, transfer the balance to a low-interest card, and stick to the payment plan.

When you don't want to liquidate your investments, you can keep it as security and sell it when the markets move up, paying for the funding gap, says S Govindan, general manager, personal banking & operations, Union Bank of India. However, a dip in share Lowest Price could be a nightmare. "That depends on the loan structure, varying across banks. Collateral can be taken to make up for the borrower's lower income or for enhancing the loan amount," says Arvind Hali, head, retail assets, Dhanlaxmi Bank.

Protect your finances by ensuring you have the proper medical insurance policy. Everyone is bound to get sick at one point or another. The right health care coverage is important. Before you know it, a stay in the hospital, as well as doctor's bills, can reach tens of thousands of dollars. This can ruin you financially if you don't possess insurance.

A credit union should offer online banking, debit cards, direct deposit, and more. It is important that the benefits that are the norm in banking also be available with this type of institution as well.

Track all your spending through the day. Even the small, inconsequential purchases. You may be surprised at what you spend. If you put your notes in an obscure location, though, it may be too easy to forget about it. Try listing how much you spend on a whiteboard set up in your office or den. By doing this, you'll probably see the board much more often, which will ensure it remains on your mind all day.

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